Charles Derby

In this example, there are a total of 5 separate investments.

As is to be expected, each separate investment has a different level of risk and potential reward.
Part of the need to establish the profile for each, is to ensure that an Aggregate profile can be
established. This can then be measured against your own attitude to risk

Some have holdings in a single asset class, and some hold a mixture.

Some have only single holdings. In this case, the Bond investment is not a collective Fund with
many holdings, but a single Corporate Bond holding, making it inherently riskier to the overall portfolio.

After time, most people end up with their investments spread across a range of Different product
types. In this example, they are all different, but there can often be many separate investments in
the same product type, held in separate plans/policies.

Correction! Another investment, an old direct share holding has also been uncovered.
This is another single investment, this time it is ordinary shares in a utility company.

A total portfolio value of £85,500.

Having waded through the raft of documentation, your Cavendish Financial LLP Adviser will prepare
a concise report, summarising all the details in a clear and easy to digest format.

As well as looking back, the report will outline possible future benefits, based on reasonable
assumptions, to provide a forecast and so help assess where you’re likely to be against where
you’d like to be.

Your Cavendish Financial LLP Adviser will meet you to discuss the report and agree any actions

And providers / fund managers